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Safe and Secure

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* Data current as of September 30, 2020. To be included in the Historical Returns calculation, a Note must have been originated prior to March 31, 2018. Historical Returns represent the adjusted net annualized returns (Adjusted NAR) of Notes with Grades A through C that were originated 18 months or more before the calculation date. Adjusted NAR is calculated using the formula described here. Adjusted NAR is based on monthly borrower payments actually received net of Lending Club’s service fees, actual charge offs, recoveries, and adjustment for estimated future losses. To estimate future losses, we apply a loss rate estimate to the outstanding principal of any loans that are past-due but not charged off. The loss rate estimate is based on historical charge off rates by loan status over a 9-month period. Historical Returns are not a promise of future results. Lending Club Notes are not insured or guaranteed and investors may have negative returns. Individual portfolio results may be impacted by, among other things, the diversity of the portfolio, exposure to any single Note or group of Notes, as well as macroeconomic conditions. Notes are offered by prospectus filed with the SEC and you should review the risks and uncertainties described in the prospectus prior to investing in the Notes.

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Unless otherwise specified, all loans and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender ("LendingClub Bank"), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment. Only deposit products are FDIC insured.


"LendingClub" and the "LC" symbol, and "Radius" and the "R" symbol, are trademarks of LendingClub Bank.


Historical Returns by Grade A–E of

4.83% to 6.37%*

Personal Loans
with great rates

Rates from 9.15% to 35.89%** APR. Best APR is available to borrowers with excellent credit.
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Financial Innovation

If Lending Club’s expansion succeeds, it’s more likely that it will be the company that hooks you up when it’s time to buy that new car, send the kid to college, or pay off that high-interest credit card. And those with money to save will be more likely to lend it out for vastly better interest than the near-zero rates that bank savings accounts offer today.

San Jose Mercury News

Featured Borrower

Alex

"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club."